Impact Of Professional Indemnity On The Quality Of Medical Practice In Lagos State, Nigeria

Abstract

Negligent in professional services needs to be addressed to ascertain optimal service delivery. This study examines the adoption of professional indemnity in cushioning the effect of litigation that may arise as a result of negligent by medical professionals in Lagos State. This study tested the behavioural theory by developing research questions on professional indemnity insurance and medical practice in Lagos State Nigeria. The study adopts survey research design and stratified sampling method with the used of questionnaire as a tool of data collections. The studyused a population of 141 respondents and 138 as sample size based on valid responses. Generalized Linear Method of regression was used to quantitatively examine the effect of professional indemnity insurance on the quality of medical practice in Lagos State Nigeria. The study found out that the level of professional indemnity insurance adoption in the medical profession in Lagos State has reduce the rate of litigation of medical professionals as a result of medical negligence. The study also shows that the professional indemnity insurance has increase the quality of medical practice in Lagos State Nigeria. The study supports the behavioural theory that the behaviour of medical professionals is a key assessment tool in medical practices. Thestudy recommends support from the regulators of the medical professionals to compulsorily implement the adoption of professional indemnity insurance for all medical professionals in Lagos State Nigeria.